Business Life Insurance

So, you've signed a Buy / Sell Agreement with you business partner(s).  Now, where's the are funds going to come from to execute the agreement if unthinkable happens.  Life Insurance is the most economic way to fund your Buy / Sell Agreement.

Executive Bonus Plans are sometime called the "Golden Handcuffs".  They provide an incentive for a Key Executive to remain loyal to the firm on a long term basis.  Life Insurance is way to do it.

Split Dollar Plans refers to a strategy to retain a key employee on a long term basis.  Life Insurance is the key product to do it, with the premium being "split" by the employer and the key employee.  Intimately, the employer is repaid their investment and the key employee retains the life insurance policy.